Blog

When to Buy a Monoline Property Program?

Sometimes there are uncertainties within an industry that many insurance policy packages won't cover. A monoline property program is one way to offset costs that may arise due to those risks. If you are unfamiliar with monoline insurance policies, here are three ways this insurance coverage option can benefit you. High-Risk Exposure If you are in an industry that many consider high-risk, often...

Blood Pressure Checks Are Mandatory for Truckers

As a trucker, there are a lot of regulations that you have to follow. One of these rules is that you have to keep your blood pressure under control. If you want to drive, your blood pressure has to be under 140/90. You have to have a regular DOT physical blood pressure check. Why Physicals Are Mandatory Some conditions are silent. For instance, high blood pressure does not present with obvious...

3 Reasons Why Construction Liability Insurance is Essential

If you are in the construction industry, you understand the potential risks of a building project. If you want to limit specific exposures that could cause your company any financial strain, purchasing a construction liability insurance policy is one way to add additional security. Here are three reasons why this insurance coverage is essential. 1. Property Damage Protection A construction...

Getting Appropriate Insurance for Planned Unit Developments

Planned units have become a very popular form of development in recent years. As more and more entrepreneurs put money behind commercial real estate, it is important to focus on how this changes insurance needs. Commercial developments like multi-family homes come with specific risks that require more involved insurance than other industries. Thankfully, it is not difficult to find coverage that...

How Getting Custom Contractors Insurance Could Help Protect Your Business Projects and More

No matter what type of project you’re working on, it’s likely it involves numerous valuable assets that you have an interest in protecting. From offering workers’ compensation to protecting your company from certain types of liabilities to insuring your work equipment, there are several reasons to make sure you have good contractors insurance CT. Read on for some of the reasons they could...

Risk Management for Law Firms

Legal professionals face the risk of malpractice and professional negligence due to the nature of their work. The costs involved in litigation are devastating enough, but the mark against your firm may also discourage other clients from seeking your advice in the future. Risk Management Implementing a sound law firm risk management policy helps to reduce the risk of litigation. It will also limit...

Lowering Your Costs for Employee Benefits

Employee benefits can be a tough area of your business to navigate. Costs are prone to inflation, but effective medical, dental, and vision coverage is both a good investment in the performance of your current workforce and a great recruitment tool when you're seeking great talent. The key, then, is finding the most cost effective coverage available. When it comes to group medical services,...

2 Primary Distinctions Between General and Public Liability Insurance Policies

While searching for insurance for your company, you may have run into questions about the differences between general liability insurance and public liability insurance. Although the two have some connections, here are the essential distinctions between them you need to know about. With General Liability Coverage, You Gain Broad But Not Total Protection As the name of the insurance type might...

How Equipment Impacts Your Insurance Decisions

Running a business is all about paying attention to the details. For example, you need to be as specific as possible when it comes to taking out insurance coverage for your company. If you neglect the finer points involved with daily operations, your plan may not actually be useful when the time comes to put in a claim. If your business relies on heavy or complex equipment, then this should...

Do You Need Business Income Insurance?

Unplanned events like severe storms, fire and vandalism can result in a temporary closure of your business. If this occurs, a business income coverage policy can cover the loss of income. How Does This Insurance Work? This commercial coverage is an add-on to existing insurance and safeguards your company against income losses when damage causes a suspension of its operations. It benefits you in...